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Disclosure Notice & Responsibility Clause

As a professional photographer and Founding Director of the "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network", I do not claim that the suggestions and advice given in relation to this lifestyle are meant to be the final or legal word. "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network" is only a service to house select photographs, to recommend or suggest information, or as a helpful source for solutions, in relation to different conditions and events, that in my opinion best fits your lifestyle and circumstances from the information supplied to me from various sources. Please keep in mind that these are suggestions only and you are entirely free, and even encouraged, to seek other opinions. Users of this service agrees that any recommendations are entirely at the user's own risk. (Information, including any and all public type data and links included on, from or connected to these pages, or in relation to my services, should be considered referrals only, and should not be taken as an endorsement).

This information is the property of the "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network", and these pages and related information are copyrighted works of the "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network", expect where noted and/or related to any other copyrighted materials. Neither these pages nor any of the included data may be reproduced, sold, transferred, or modified in any way without the express advance written permission of the "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network" and, where necessary, other sources, services and/or authors. Informational type articles, materials, photographs, graphics, etc., contained herein, that may and/or may not be submitted to other type publications, are done so at the total discretion of the author, and as such, proper authorization must be obtained and acknowledgments should be noted.

The "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network" does not warrant the accuracy, completeness, merchantability, or fitness for a particular purpose of any information and data or any referrals, recommendations, or other services provided herewith. Whilst all due care is taken to display and provide up-to-date information, the "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network", cannot undertake responsibility for omissions and errors, or their consequences, and/or for information relating to or supplied by individuals, organizations, or companies mentioned or included within.

All information is subject to change without notice. In no event shall the "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network" be liable for any injury, loss, claim, acquisitions, damages, or incidental or consequential damages - including, but not limited to lost profits or lost savings or other moneys - which arises out of or is in any way connected with any listings, references, articles, recommendations, suggestions, photograph(s) or of any information and/or data in these pages or recommendations from the "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network" and failure or delay including information and/or data contained herein, any use of or inability to use any data or recommendations by the "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network" - including, without limitation, the use of or inability to use recommendations or suggestions for any other purpose except general information - or the performance or nonperformance by the "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network" or for any legal or primary function, even if the "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network" has been advised of the possibility of such damages, or for any other party.

Some states do not allow the exclusion of implied warranties or the limitation or exclusion of liability for incidental or consequential damages, so the above exclusions may not apply to you. If, however, despite the exclusions contained in these paragraphs, the "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network"" should be found liable for any loss or damage which arises out of or is in any way connected with any of the functions or uses of these informational pages and/or data or its recommendations or suggestions as described above, the "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network" liability shall not exceed the amount of any incidental service type charges, if any, that may have been paid by claimant to the "Mastering... Fotos, Facts & Fun - Newport Terrace Gatherings - Home Owners Network" for the services and/or data with respect to which liability is found.

In reading these pages and ultimately using the recommendations, suggestions, and/or advice contained herein, you voluntarily agree to assume any and all responsibilities and risks associated with such decisions, whether based partly or entirely on any recommendations, including any problems that may ultimately arise out of any default or bankruptcy of any agency, service, individual, league, group, association, and/or affiliations.

(It is a violation of the Copyright Act of 1976 to distribute
copyrighted materials without expressed written permission)

Internet Law
(World Wide Web Artists' Consortium)

(Exceptions: selected and/or contributed information,
related photographs/graphics, and/or other copyrighted works, etc.)

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11 Moonrise Court

Newport Beach (Orange County)
California
92663-2103

United States of America

(949) 791-8302

Fax (801) 365-8205
Cell (714) 815-7625

jsisker@sprynet.com